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American Express® - EMI on Amazon – Offer Construct
• 10% Instant Discount on EMI transactions done on www.amazon.in Website and App
• Customer Benefit Type: Instant Discount
• Minimum transaction amount: ₹ 15,000 only
• Maximum instant discount: 10% instant discount up to ₹ 2,000
• Cardmember can avail Instant discount multiple times up to a maximum of Rs. 2,000 during the
offer period.
• Offer applicable on Credit Cards only
• Supplementary Credit Cards also can avail this offer
• This Offer will not be applicable if the Cardmember or the seller or Amazon cancel the order
and/or the Cardmember returns the Product and, in such a case, participation in the Offer will
be deemed withdrawn. In such a scenario, only the net amount paid by the Cardmember will be
refunded. In other words, the instant discount will not be refunded.
• Offer Period: 4 July & 5 July 2023 (inclusive of both dates)
• Eligible EMI Tenure: 3, 6, 9, 12, 18, 24 months only
• Offer also applicable on No Cost EMI on select products. Cardmember needs to check on the
product page if No cost EMI is applicable on the product.
• For No Cost EMI offer, American Express will charge full interest along with GST/taxes as
applicable from the Cardmember. However, Merchant/Seller will give an instant discount
equivalent to the interest chargeable at the time of purchase. Hence, effectively for
Cardmember it would be a No Cost EMI.
• This Offer is not applicable on the purchase of the following:
o Gift Card(s) (Amazon branded and Non Amazon branded)
o All types of Prepaid Recharges (Mobile, DTH, Google Play, Subscriptions, Cable TV, Metro
and any other type of prepaid recharge
o All types of Bill Payments
o Digital Gold purchases and sales
o Kindle e-books and Kindle Unlimited Subscription Program
o Select Mobile, TV and Electronic products (see product page for offer eligibility)
o Amazon Pay balance loading
o Amazon Prime subscription
o Infant Nutrition and feeding products
o All types of insurance, travel and entertainment booking (Insurance, Flight, Bus, Trains
and Movies)
o Gold and Silver coins
o Amazon Food orders
o Installation Orders (Amazon and Brand)
o Any product that doesn’t have the offer shown on the product detail page
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American Express ® – EMI on Amazon –Offer Terms & Conditions
• This offer is open to select American Express® Credit Cardmembers whose accounts are valid and in
good standing. An American Express® Credit Cardmember for the purpose of this offer means a
person holding the below mentioned American Express® Credit Card issued in India by American
Express® Banking Corp. The offer is applicable to the Cardmembers holding below Cards:
o The American Express Smart Earn Credit Card
o The American Express Gold Credit Card
o The American Express PAYBACK Credit Card
o The American Express Platinum Reserve Credit Card
o The American Express Platinum Travel Credit Card
o The American Express Membership Rewards Credit Card
• The offer is not available for American Express® Charge Cards, Corporate and Network Cards.
• The offer in this program will be fulfilled at the merchant’s end only.
• The offer would be valid on above mentioned cards issued by American Express Banking Corp in
India only.
• This offer is being made purely on a “best effort” basis. Cardmembers are not bound in any manner
to participate in this offer and any such participation is purely voluntary.
• American Express is neither responsible for availability of services nor guarantees the quality of the
goods/services and is not liable for any defect or deficiency of goods or services so obtained/availed
of by the Cardmembers under this offer. Any disputes with regard to the quality of goods/services
availed shall be taken up with the merchant/service establishment directly. American Express shall
have no liability whatsoever with regard to the same.
• American Express shall not be liable whatsoever for any loss/damage/claims that may arise out of
use or non-use of any goods or services availed by Cardmember under this offer. American Express
reserves its absolute right to withdraw and/or alter any of the terms and conditions of the offer at
any time without prior notice.
• Nothing expressed or implied in the program shall in any way waive or amend any of the terms and
conditions of the existing Cardmember agreement with the Card issuer.
• To receive this offer, purchase should be charged in EMI to the American Express Credit Card. No
cash alternative is available.
• Any disputes arising out of and in connection with this program shall be subject to the exclusive
jurisdiction of the courts of Delhi only.
• This offer is subject to partner terms and conditions.
• The offer is applicable only in India where American Express EMI is enabled.
• EMI tenure valid for the offer are 3,6,9,12,18,24 months only.
• Cardmember needs to pay a processing fee of Rs. 99 + taxes as applicable on all EMI transaction(s)
converted at Point of Sale online or in-store.
• EMI conversion done post taking the transaction will not be eligible for this offer.
• Eligible transactions taken on the Supplementary Card and converted into EMI tenure as listed
above will also be eligible for this offer.
• For detailed offer on American Express EMI, please visit: www.amex.co/emi
• To view the EMI Terms & Conditions click here
• Cardmembers can, at any point in time, avail up to six transactions for conversion into EMI, subject
to availability of credit limit.
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• In case of any query, Cardmember can contact American Express®. Queries related to the offer will
be entertained only till 120 days from offer end date.
• American Express and merchants reserve the right to add, alter, modify, change or vary all or any of
these terms and conditions or replace, wholly or in part, this EMI Scheme by any other scheme,
whether similar to this EMI Scheme or not or to withdraw it altogether, without prior notice.
• American Express reserves its absolute right and discretion to approve or decline any request for
EMI. It is further clarified that transactions under certain merchant categories especially Gold and
Jewellery related transactions or any other transactions prohibited under law cannot be converted
into EMI.
• Effective March 15, 2020, you will no longer earn Membership Reward® Points on EMI conversions
at POS (Point of Sale). The Point of Sale transactions include both Offline transaction (Point of Sale
transaction at a merchant’s store (physical use of card at store). For example: EMI conversion at
Croma, Reliance digital etc.) and Online transaction (Point of Sale transaction from a Merchant’s
website (use of card online). For example: EMI conversion options on Flipkart.com, Flipkart.com
etc.). The Card Members will continue to earn Membership Rewards® points on all EMI transactions
through American Express® SafeKey and on all EMI conversions done post purchase
• These offers can & will be replaced timely. It can be changed or removed without any prior notice
from the partner. In such an event the partner or American Express will not be responsible for the
same.
